All rates quoted include a 1% origination fee. Discount points are in addition to and separate from origination fee.  For a zero point loan or for other loan programs please contact your Home Mortgage Consultant.

Due to various federal, state and local requirements, certain products may not be available in all areas. Other restrictions may apply.

Closing costs are not included in the APR. The total points and additional prepaid finance charges are included in the Annual Percentage Rate. For adjustable rate transactions, rates are subject to increase over the life of the loan.

Rates are subject to change without notice, and loan pricing may be locked only through a home mortgage consultant to be effective.

adjust discount points

Loan Type Interest Rate APR Discount Points
Conforming 30 Year Fixed 4.375 4.424 0.0
Conforming 15 Year Fixed 3.750 3.834 0.0
Conforming 10/1 ARM 3.750 5.161 0.0
Conforming 7/1 ARM 3.250 4.353 0.0
Conforming 5/1 ARM 3.000 4.403 0.0
Conforming 3/1 ARM 4.625 4.363 0.0

Effective Date: 09/02/2010 9:35am PST
60 day Lock Exp: 11/01/2010

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